THDA Originating Agents (Lenders):
THDA was established by the Tennessee legislature through enactment of Tennessee Code Annotated Sections 13-23-101, et seq. Under the direction of a 19-member Board of Directors, the mission of THDA is to be the lead state agency promoting sound and affordable housing for people who need help.
THDA is not a direct lender to borrowers, but works with approved mortgage lenders (“Originating Agents” or “OAs”) from across Tennessee to originate its loans. THDA underwrites loan applications submitted by OAs, and then commits to purchase pre-approved loans after they are closed and documented, or in some cases, table funds loans.
- Originating Agents Guide
- Most Recent OA Guide Revisions:
- June 17 - Revision 58
- June 10 - Revision 57
- May 27 - Revision 56
- May 27 - Revision 55
- May 21 - Revision 54
- April 20 - Revision 53
- April 6 - Revision 52
- April 6 - Revision 51
- January 27 - Revision 50
- January 13 - Revision 49
- Lender Loan Query/Electronic Submission
- Instructions for Lender Loan Query/Electronic Submission application
- Loan Documents
- Recapture Tax Information
THDA Loan Servicers
New THDA loans must meet specific THDA and IRS program requirements, and must continue to comply with certain program requirements for the life of the loan. All loans funded or purchased by THDA are held in THDA’s portfolio. THDA loans must be serviced by approved THDA Servicers.
- THDA Servicing Guide
- Most Recent Servicing Guide Revisions:
If you have any questions or need additional information, please contact Ed Lozier by email or at 615-815-2082.