Single Family Special Programs

New Construction Rate Lock

THDA's Great Choice loan program rates are guaranteed for homebuyers for new construction for up to six months from the date of commitment. This rate lock is available for all first-time homebuyers, military homebuyers and repeat homebuyers in targeted counties.

Flexible Home Concepts

Flexible Home Concepts (FHC) is a voluntary certification program designed to encourage builders of new homes – single or multi-family with up to three living units - to voluntarily implement design features which make a home accessible, visitable and convenient for everyone. Whether it is a stroller, wheelchair, or a heavy appliance, all will move easily in a Flexible Home Concepts property. Learn more about the Flexible Home Concepts program.

New Start Loan Program

The New Start Loan Program is designed to promote the construction of new homes for low and very low income Tennesseans. The New Start Loan Program is delivered through non-profit organizations with established programs for the construction of single family housing for low and very low income households. Learn more about New Start Loans.

HHF Blight Elimination Program

The Hardest Hit Fund Blight Elimination Program (BEP) will assist with the removal of blighted properties in targeted areas within Tennessee. THDA will work in partnership with approved non-profit partners (Program Partners) to strategically target residential single-family properties for demolition, site improvement, and acceptable reuse. The BEP will reduce foreclosures, promote neighborhood stabilization, and maintain property values through the demolition of vacant, abandoned, blighted residential structures, and subsequent greening/improvement of the remaining parcels within the targeted areas. Learn more about the BEP.

Appalachian Renovation Loan Program

The Appalachian Renovation Loan Program (ARLP) will improve homeownership for the residents of the Appalachian counties. The program goal is to help provide safe and sound housing to residents in the most Distressed and At-Risk counties through loans for repairs or improvements. Learn more about ARLP.