What is the Family Self-Sufficiency Program?

In the THDA Family Self Sufficiency (FSS) program, we work with families and interested parties to create step-by-step plans that lead to economic independence. The purpose of the FSS program is to facilitate access to the supportive services that families need to become free of public assistance in a five-year time period. All participating Housing Choice Voucher (HCV) families have the opportunity to participate in the FSS program if they desire. The FSS program is voluntary for THDA’s Housing Choice Voucher families.

What are the benefits of participating in FSS?

In addition to gaining access to valuable supportive services, THDA establishes a savings (or escrow) account for FSS families when their earned income increases from obtaining a job or receiving a job-related promotion or raise. When a HCV participant's income increases, their family contribution toward rent also increases. This money is placed in a "savings" account for the family.

When the family completes their contract of participation and/or becomes free of public assistance, they are eligible to receive the balance of their account.


FSS Program Success Story

Ms. Carlotta Woods is a 2019 graduate of the Family Self Sufficiency (FSS) Program. While participating in the program, Ms. Woods graduated from college, obtained full time employment, and began actively working towards homeownership.





Application Process

The pre-application to the FSS program is available by clicking here. Potential participants must submit a pre-application for screening, and a FSS Specialist will determine the family’s eligibility.


For more information about the FSS or Homeownership Voucher Program, contact:

Main: 615-815-2200
Fax: 615-564-2298
Administrative Support: Marva Hemphill
West TN: Courtney Carney
Middle & South Central TN: Donessa Rhodes
East TN:

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