Recent Publications

What's New in Research

This page displays the most recent work of THDA's Research and Planning department, and at any given time may show the most recent 6-12 months of division work. Reports will also be stored in a permanent location elsewhere on the Research and Planning page; quarterly foreclosure trends reports, for example, are permanently stored on the "Foreclosure Trends" page under the "Tennessee Housing Market" category, while Single Family Loan Program Reports are permanently stored under the "THDA Program Reports, Maps, and Data" tab.


HOME Beneficiary & Economic Impact, 2017

The 2016 - 2017 HOME Beneficiary and Economic Impact Report provides information regarding HOME allocations received by the State of Tennessee, the activities completed with HOME funding, the households served by the HOME Program, and the economic impact resulting from HOME spending. In total, THDA awarded $6,937,943 in program funds during FY17. During this same time, 149 units of affordable housing were completed using HOME awards from prior program years.

[December 2018]

Single Family Loan Program Report, FY 2018

This report summarizes the lending activity of THDA's Single Family Program (Great Choice & New Start) during the Fiscal Year of 2018. THDA funded 3,532 home purchase loans during FY18, 3,448 of which were for first-time homebuyers, and on average, purchased a house at a sale price of $135,627. Approximately 6 percent of THDA-funded home purchases in FY2018 were for newly constructed homes. FY18 total loan production represented a 50 percent increase from the prior fiscal year.

[December 2018]

Q2 2018 Foreclosure Trends

THDA uses CoreLogic MarketTrends data to produce a quarterly series of reports on delinquency, foreclosure, and Real Estate Owned (REO) properties in Tennessee. The 2nd quarter of 2018 saw the statewide totals of delinquent mortgages and loans in foreclosure decline. This report computes an Index Value for each county in Tennessee, which measures a county's delinquency and foreclosure rate relative to the statewide average. The full Index is included in the Appendix, along with numerous graphics and maps.

[September 2018]

Q1 2018 Foreclosure Trends

THDA uses CoreLogic MarketTrends data to produce a quarterly series of reports on delinquency, foreclosure, and Real Estate Owned (REO) properties in Tennessee. Tennessee finished the first quarter of 2018 with a small decline in delinquency totals and a small increase in foreclosure totals. This report computes an Index Value for each county in Tennessee, which measures a county's delinquency and foreclosure rate relative to the statewide average.

[September 2018]

2017 Tennessee Home Sales Data

Each year, THDA uses individual home sales data provided by the Office of the Comptroller and produces summary statistics detailing county-level sales price and total sales during the calendar year.Statewide, total home sales saw their sixth straight year of substantial growth. With a final total of 105,535 homes sold in 2017, Tennessee saw more home sales than any year since 2005.

[September 2018]

THDA Economic Impact 2017

Affordable housing’s benefits expand beyond those individuals and families who can live in safe, sound, affordable homes thanks to the programs administered by Tennessee Housing Development Agency (THDA). In this study, we developed a comprehensive framework to estimate the economic impact of THDA activities in providing safe, sound, affordable housing options to households of low- and moderate-income. The total contribution of THDA-related activities to Tennessee’s economy was estimated at $1.1 billion in 2017.

[May 2018]

The CHNA Process & The Role of Housing Providers

The Community Health Needs Assessment (CHNA) is completed by not-for-profit hospitals every three years as a requirement for maintaining tax-exempt status. This brief seeks to highlight the Community Health Needs Assessments as a tool that can be used by housing and health professionals to address the policy intersections between the two. The results of this review suggest that housing organizations, especially those who serve low-income and minority populations, have an opportunity to benefit the CHNA process as key community stakeholders.

[May 2018]

THDA Investments & Impacts: 2017

This report, previously titled Program Summary, provides a comprehensive account of THDA’s activities during calendar year 2017. This report summarizes THDA's economic impact on the State of Tennessee, followed by descriptions of each of THDA’s programs. THDA's 2017 program spending is then tabulated for the entire state, and then broken out by congressional district and all of Tennessee's 95 counties. Lastly, the Methodology explains how every number is calculated for each program. View the Interactive Map as well.

[April 2018]

Q4 2017 Foreclosure Trends

THDA uses CoreLogic MarketTrends data to produce a quarterly series of reports on delinquency, foreclosure, and Real Estate Owned (REO) properties in Tennessee. Tennessee finished 2017 with its lowest totals of delinquent loans and loans in foreclosure since THDA began receiving data from CoreLogic (going back to early 2010). This report computes an Index Value for each county in Tennessee, which measures a county's delinquency, REO, and foreclosure rate relative to the statewide average.

[April 2018]

2016 HMDA Report

This report provides an overview of mortgage market activity and lending patterns in Tennessee using the Home Mortgage Disclosure Act (HMDA) data from 2007 through 2016 and compares different demographic groups and lender types. Total loan applications in 2016 were 15 percent higher and mortgage originations were 12 percent higher than in 2015. While volume increased, both loan applications and loan originations remained lower than the 2007 peak levels.

[April 2018]

Tennessee County Housing Factsheets

Using recently released data from the American Community Survey (ACS), these county factsheets highlight relevant housing, workforce, and economic data for each of Tennessee's 95 counties. Data for the factsheets span the 5-year period from 2012-2016, and are compared with the previous 5-year period from the ACS. These factsheets may be used to gain an understanding of homeownership rates, median household incomes, housing costs, and more.

[March 2018]

Transportation as a Key to Housing Affordability

The distance between where people live and work is widening, leading to an increase in transportation expenses for many households, particularly those who work in metro areas. This aim of this brief is to demonstrate the importance of incorporating transportation costs when assessing housing affordability and will provide examples of tools and strategies that may be used to minimize combined housing and transportation cost burdens.

[February 2018]

2017 Tennessee Housing Market at a Glance

The Tennessee Housing Market at a Glance, published annually, provides an overview of the state's housing trends. It includes information about sales prices, foreclosure activity, delinquency rates, housing affordability, vacancy rates, and homeownership rates.

[January 2018]

Q3 2017 Foreclosure Trends

THDA uses CoreLogic MarketTrends data to produce a quarterly series of reports on delinquency, foreclosure, and Real Estate Owned (REO) properties in Tennessee. For the second straight quarter, Tennessee saw its totals of delinquent mortgages and loans in foreclosure decline substantially. This report computes an Index Value for each county in Tennessee, which measures a county's delinquency, REO, and foreclosure rate relative to the statewide average.

[December 2017]