Single Family Loan Program Reports

THDA offers various homeownership programs to assist Tennesseans of low and moderate incomes. Single Family Loan Program Reports discuss the different types of loans available, analyze the data and activities of THDA single family programs, and determine the economic impact generated through these programs.

THDA issue briefs are a series of short and informative research reports developed by the THDA Research and Planning Division. Covering a wide range of topics, these briefs provide an unbiased analysis of timely housing and housing affordability issues impacting the State of Tennessee and beyond.

The Consolidated Plan is a five-year action plan the State of Tennessee prepares to set strategic priorities for federal funding the U.S. Department of Housing and Urban Development provides for five formula grant programs, including the Community Development Block Grant (CDBG), the HOME Investment Partnerships Program, the Housing Trust Fund program, the Emergency Solutions Grant program, and the Housing Opportunities for Persons with HIV/AIDS program.

The five formula grant programs focus on the following types of activities:

• The Community Development Block Grant (CDBG) program develops and improves public facilities and infrastructure in low-and-moderate income communities in Tennessee.
• The HOME Investment Partnership Program (HOME) program promotes the production, preservation, and rehabilitation of single-family homes and rural rental housing for low-income households.
• The Housing Trust Fund (HTF) program funds the development and rehabilitation of rental housing for extremely low-income households.
• The Emergency Solutions Grant (ESG) program provides resources and services to enable people experiencing homelessness or those at risk of becoming homeless to gain stability in permanent housing.
• The Housing Opportunities for Persons with AIDS Program (HOPWA) program provides housing assistance and services to support low-income people living with HIV/AIDS and their families.

The Consolidated Plan is a five-year action plan the State of Tennessee prepares to set strategic priorities for federal funding the U.S. Department of Housing and Urban Development provides for five formula grant programs. The Annual Action Plan outlines the State of Tennessee’s goals for annual program funding. The Consolidated Annual Performance Evaluation and Report (CAPER) outlines the State of Tennessee’s outcomes and accomplishments with annual program funding.

Safe, sound, affordable housing options are essential for Tennesseans’ quality of life, including expanded education opportunities, stronger health outcomes, and increased economic mobility. In the four years since the release of the last Housing Market at a Glance Report, Tennessee has experienced a great deal of change in how and where people live. Following the COVID-19 pandemic, domestic and interstate migration as well as shifts in the economic functions of our world have reshaped the current housing market. For these reasons and more, the Housing Market at a Glance examines the current state of housing in Tennessee by highlighting the key trends in the state’s demographics, housing market, and other issues. Consider pairing this analysis with THDA’s Housing Indicators.

2023 Tennessee Housing Market at a Glance

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At a Glance: 2019

At a Glance: 2018

At a Glance: 2017

At a Glance: 2016

Each quarter, THDA will release some key metrics on the state of the housing economy, incorporating a variety of data sources and approaches to consider important trends across the State of Tennessee.

This report develops a comprehensive framework to estimate the economic impact of THDA activities in providing safe, sound, affordable housing options to households of low- and moderate-income. We reviewed THDA programs, including loans and grants to determine the scope and monetary flows of each program’s activities.