First-time Homebuyers

You have a choice in a home loan.

Make it a Great Choice.

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Covid-19 Rent Relief

Want updates on the COVID-19 Rent Relief application process?

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Great Choice Home Loans

This is a 30-year, fixed interest rate home loan available through private banks and lenders. These loans focus on first-time homebuyers, U.S. military veterans, and homebuyers in targeted areas.

COVID-19 Rent Relief information


Coming Soon

THDA is currently awaiting further guidance from the US Treasury regarding rent relief funds designated as part of the Emergency Coronavirus Relief Act of 2020. More information is expected in the coming weeks.

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From displaced by Hurricane Katrina to new home owner

Dawn Fears and her daughters lost their home in the aftermath of Hurricane Katrina. They lived with family for nine years, during which Dawn worked hard to save money to have the ability to buy a home herself and her kids in her native Nashville. Dawn was especially concerned about a down payment, but her mortgage lender suggested she apply for one of our THDA Great Choice home loans, which offers down payment assistance to qualified applicants. Dawn was also concerned about finding the time to complete homebuyer education classes, but she says they were extremely helpful - and now she recommends them to others who are looking to buy a home. Check out what Dawn was able to do with do help from our Great Choice Mortgage Program, and check out what we can do for you by clicking on the Buy a Home tab at the top of this page!