Mortgage Assistance Now Available

We are now accepting applications for the TN Homeowners Assistance Fund. Click for FAQs and to apply.

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DOWN PAYMENT ASSISTANCE OPTIONS

THDA is now offering 6% of the purchase price or $6000 in DPA. Click below to learn more.

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COVID-19 Rent Relief

For questions or to apply, click below or call (844) 500-1112.

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First-time Homebuyers

You have a choice in a home loan.

Make it a Great Choice.

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Great Choice Home Loans

This is a 30-year, fixed interest rate home loan available through private banks and lenders. These loans focus on first-time homebuyers, U.S. military veterans, and homebuyers in targeted areas.

Great Choice Home Loans

Check out THDA mortgage options for your home loan.

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Housing Stories from Across Our State

More room for a growing family

More room for a growing family

Sung and her husband, Uk, have a new home for their family of six thanks to Rutherford County Habitat for Humanity and funding from the Tennessee Housing Development Agency.

Rising from the ashes

Rising from the ashes

Gatlinburg man receives new home with the help of THDA after losing everything in 2016 Gatlinburg wildfires.

Leaving a Housing Legacy

Leaving a Housing Legacy

After being forced to move due to rising rent prices, Murfreesboro’s Penny Miles was able to come out ahead after moving into a new home that she can call her own.

Recovery through safe, decent housing

Recovery through safe, decent housing

After struggling for years with alcoholism and legal troubles, Erica Hobbs has a new lease on life in Chattanooga thanks to her recovery from addiction and a stable place to call home.

A new lease on life

A new lease on life

Linda Hickey, faced with eviction in Roane County, saw her living situation – and quality of life – improve after moving into renovated apartments.

Hope rising from flood waters

Hope rising from flood waters

The facility shouldn't have flooded. But when it did, the Tennessee Housing Trust Fund was there to help rebuild.

American dreamers

American dreamers

Minani Michel and his family’s journey to homeownership has taken years and thousands of miles to become a reality, but the former refugees from West Africa are now living their own version of the American Dream thanks to their hard work and the help of THDA and its partners.

Housing gives hope for the future

Housing gives hope for the future

Finding a stable housing situation allows Johnson City woman to work towards her goal of graduating college and beginning a career.

Sober and ready for success

Sober and ready for success

Ritchie Johnson had lost everything due to his years of alcohol abuse, but thanks to his recovery and a THDA-funded sober living facility, he now has a foundation for living a clean and sober life.