Section 8 Voucher Holders

If you are part of our Section 8 program and have questions about the new Rent Cafe portal, you can contact us at HCVInfo@thda.org or by calling 615-815-2200 and pressing extension 1.

DOWN PAYMENT ASSISTANCE OPTIONS

THDA is now offering 5% of the purchase price or up to $15K in DPA. Click below to learn more.

First-time Homebuyers

You have a choice in a home loan.

Make it a Great Choice.

Homeownership for Heroes

Homeownership for Heroes is a Great Choice Loan designed for Veterans and Active Military, Firefighters, EMTs, Paramedics, and State & Local Law Enforcement Officials

Great Choice Home Loans

This is a 30-year, fixed interest rate home loan available through private banks and lenders. These loans focus on first-time homebuyers, U.S. military veterans, and homebuyers in targeted areas.

$12.2 Billion

All-time mortgages financed
198

Number of mortgages funded in May 2025
805

Number of THDA borrowers in 2025
$196,559,879

Dollar value of mortgages made in 2025

Great Choice Home Loans

Check out THDA mortgage options for your home loan.

Learn More

Housing Stories from Across Our State

Recovery at home - with a little help from friends

Kingsport Housing and Redevelopment Authority used funding from the Creating Homes Initiative-2 grant program to build new supportive housing to assist women recovering from opioid dependency in Northeast Tennessee.

Life changes and a fresh start lead to new home and community in East TN

Sharon Brown was able to start a new chapter in her life thanks to affordable apartments in Oneida built with the help of THDA funding.

KLF’s Callahan Flats uses multiple THDA funding sources to build new affordable housing in Knoxville

The 88-unit complex is changing the idea of what affordable housing can look like in Knoxville.

Room to work, grow, and thrive - affordably

Bridget Chambers and her family of four needed more room to grow. Thanks to Bear Creek Apartments, they were able to find just that with rent they could afford.

Helping adults with intellectual disabilities in East TN live their lives to the fullest

Tennessee Housing Trust Fund grants from THDA have allowed Knoxville's Sertoma Center to continue providing affordable, high-quality housing to the population it serves.

Cherri Barron found a new home in an old, familiar place

Barron was able to move back to the location of her family home thanks to Loudon Habitat for Humanity and grant funding from Tennessee Housing Development Agency’s Housing Trust Fund.

THDA program helps Hancock homeowner make repairs

Heidi Taylor had given up hope of having repairs made to her home, but thanks to THDA funding and local nonprofit, those much-needed repairs werer made.

THDA Funding Helps Cookeville Transform Housing

"This is a big deal for Cookeville... Without the tax credits or grant funding from THDA, we wouldn’t be able to undertake a project like this. We’d have a plan, but we wouldn’t have the ability to fund it.”

THDA Tax Credits make developing affordable housing a reality

THDA’s Low Income Housing Credits have helped a Knoxville based developer build four new apartment complexes, providing nearly 400 units of much-needed affordable housing in the city.

Housing gives hope for the future

Finding a stable housing situation allows Johnson City woman to work towards her goal of graduating college and beginning a career.

Williams' new home gives him needed space, close-knit community

“Nothing beats having your own space and being able to live on your own time. This place gave me that.”

BEP funding helping keep Jackson communities safe, residents proud

Jackson residents thrilled to have blighted properties torn down for betterment of community

For Stacy Woods, originating home loans is more than just a job

"It really makes an impact on me… when they’re the first in their family to be a homeowner, it makes it all worth it. It’s humbling to me to be a part of their journey."

Covington single mom enjoying being homeowner

“With THDA’s assistance, I was able to get to homeownership quicker than I would have on my own.”

Sober and ready for success

Ritchie Johnson had lost everything due to his years of alcohol abuse, but thanks to his recovery and a THDA-funded sober living facility, he now has a foundation for living a clean and sober life.

THDA funds help Chattanooga nonprofit find emergency houses for residents of closed extended-stay motel

The Chattanooga Regional Homeless Coalition received a $50,000 infusion of funds from THDA to help those impacted avoid homelessness.

Anderson County family learns that new-built homeownership for first time buyers is possible

For the majority of first-time homebuyers, buying a brand-new home is just not possible. But thanks to THDA and ADFAC, that wasn't the case for Tyson Irons.

New home helps Memphis native find peace of mind

“I am thankful THDA awarded the grant, because it made it possible for me to have something to call my own.”

Abuse Alternatives helping women in Sullivan County

Grant funding from THDA allows Bristol, TN domestic violence shelter to maintain and expand services in Northeast Tennessee.

LIHEAP allows ETHRA to help thousands of families with home energy costs

LIHEAP program allows ETHRA to assist families in a six-county area with payments for energy resource bills.

Crisis for elderly homeowner requires emergency help

THDA’s Emergency Housing Repair Program helps disabled resident feel safe at home

THDA funding allows Cocke County woman to realize her dream of living in a new home

“I just wanted something decent to live in, and I got way more than decent. They don’t know what they did for me. I couldn’t ask for anything that’s any better.”

THDA Downpayment Assistance helps new Tennesseans find home

The Escobar family used a THDA Great Choice and Great Choice Plus loan to purchase their first home after moving to Tennessee from California

Housing crisis unites organizations across Tennessee

A military amputee begins his journey of reclaiming his home with help from THDA.

Deep roots keep Claiborne County resident anchored after devastating fire

After losing his family home in a fire, Allen was able to connect to community and find comfort in a new home with the help of a THDA HOME grant.

A perfect place to call home

Murcy O’Neal found the perfect place for her to call home, thanks to the help of a THDA Tennessee Housing Trust Fund grant and HomeSource East Tennessee.

More room for a growing family

Sung and her husband, Uk, have a new home for their family of six thanks to Rutherford County Habitat for Humanity and funding from the Tennessee Housing Development Agency.

Financial motivation: Through a mom of three

A mom of three becomes motivated to show her sons the resources of financial freedom through THDA’s Family Self-Sufficiency Program.

Rising from the ashes

Gatlinburg man receives new home with the help of THDA after losing everything in 2016 Gatlinburg wildfires.

Memphis native enjoying comfort of new home

Housing Credit Program helps resident improve housing experience.

Leaving a Housing Legacy

After being forced to move due to rising rent prices, Murfreesboro’s Penny Miles was able to come out ahead after moving into a new home that she can call her own.

Homeowners Assistance Fund helps keep Lebanon family’s homeownership dream alive

The Aboud family has been able to keep their home in Lebanon with the help of THDA’s Tennessee Homeowners Assistance Fund.

Recovery through safe, decent housing

After struggling for years with alcoholism and legal troubles, Erica Hobbs has a new lease on life in Chattanooga thanks to her recovery from addiction and a stable place to call home.

A new lease on life

Linda Hickey, faced with eviction in Roane County, saw her living situation – and quality of life – improve after moving into renovated apartments.

Hope rising from flood waters

The facility shouldn't have flooded. But when it did, the Tennessee Housing Trust Fund was there to help rebuild.

Financial Literacy: the Key to Owning a Home

A young man’s mission to bring financial literacy to the Memphis area is supported by THDA which approved him to be a homeowner at 22.

American dreamers

Minani Michel and his family’s journey to homeownership has taken years and thousands of miles to become a reality, but the former refugees from West Africa are now living their own version of the American Dream thanks to their hard work and the help of THDA and its partners.

Section 8 Voucher Holders

If you are part of our Section 8 program and have questions about the new Rent Cafe portal, you can contact us at HCVInfo@thda.org or by calling 615-815-2200 and pressing extension 1.

DOWN PAYMENT ASSISTANCE OPTIONS

THDA is now offering 5% of the purchase price or up to $15K in DPA. Click below to learn more.

First-time Homebuyers

You have a choice in a home loan.

Make it a Great Choice.

Homeownership for Heroes

Homeownership for Heroes is a Great Choice Loan designed for Veterans and Active Military, Firefighters, EMTs, Paramedics, and State & Local Law Enforcement Officials

Search

Great Choice Home Loans

$12.2 Billion

198

805

$196,559,879

Great Choice Home Loans

Recovery at home - with a little help from friends

Life changes and a fresh start lead to new home and community in East TN

KLF’s Callahan Flats uses multiple THDA funding sources to build new affordable housing in Knoxville

Room to work, grow, and thrive - affordably

Helping adults with intellectual disabilities in East TN live their lives to the fullest

Cherri Barron found a new home in an old, familiar place

THDA program helps Hancock homeowner make repairs

THDA Funding Helps Cookeville Transform Housing

THDA Tax Credits make developing affordable housing a reality

Housing gives hope for the future

Williams' new home gives him needed space, close-knit community

BEP funding helping keep Jackson communities safe, residents proud

For Stacy Woods, originating home loans is more than just a job

Covington single mom enjoying being homeowner

Sober and ready for success

THDA funds help Chattanooga nonprofit find emergency houses for residents of closed extended-stay motel

Anderson County family learns that new-built homeownership for first time buyers is possible

New home helps Memphis native find peace of mind

Abuse Alternatives helping women in Sullivan County

LIHEAP allows ETHRA to help thousands of families with home energy costs

Crisis for elderly homeowner requires emergency help

THDA funding allows Cocke County woman to realize her dream of living in a new home

THDA Downpayment Assistance helps new Tennesseans find home

Housing crisis unites organizations across Tennessee

Deep roots keep Claiborne County resident anchored after devastating fire

A perfect place to call home

More room for a growing family

Financial motivation: Through a mom of three

Rising from the ashes

Memphis native enjoying comfort of new home

Leaving a Housing Legacy

Homeowners Assistance Fund helps keep Lebanon family’s homeownership dream alive

Recovery through safe, decent housing

A new lease on life

Hope rising from flood waters

Financial Literacy: the Key to Owning a Home

American dreamers

THDA Awards Maryville Housing Development Corporation $563,826 Through Tennessee Housing Trust Fund

THDA Awards Volunteer Behavioral Health Care System $599,200 from the Tennessee Housing Trust Fund

THDA Awards Springboard Landings $600,000 from Tennessee Housing Trust Fund

THDA Awards $600,000 to Waverly Housing Authority for Rehabilitation of Rental Housing Units

THDA and Jackson Housing Authority Host Groundbreaking Ceremony for BlueCreek Apartments and The Cottages of Bluecreek

THDA awards grant to JCHA to build new rental units in Johnson City

THDA awards Capacity Building Grant to JCHA for new office space

THDA awards Capacity Building Grant to Memphis’ United Housing

New THDA grants will support affordable housing in Memphis