Information for Lenders
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Tennessee Housing Development Agency
THDA was established by the Tennessee legislature through enactment of Tennessee Code Annotated Sections 13-23-101, et seq. Under the direction of a 15-member Board of Directors, the mission of THDA is to be the lead state agency promoting sound and affordable housing for people who need help.
THDA is not a direct lender to borrowers, but works with approved mortgage lenders (“Originating Agents” or “OAs”) from across Tennessee to originate its loans. THDA underwrites loan applications submitted by OAs, and then commits to purchase pre-approved loans after they are closed and documented, or in some cases, table funds loans. All THDA loans are serviced by THDA's servicing department known as Volunteer Mortgage Loan Servicing (VMLS).
Originating Agents Guide
Lender Notices
- 05/30/23 - NOTICE #2023-15: Suspension of Rate Increase Advance Notice
- 05/23/23 - NOTICE #2023-14: MRB Interest Rate Increase
- 05/18/23 - NOTICE #2023-13: Shipping Address Update for Closing Documents
- 04/13/23 - NOTICE #2023-12: Lender Renewal Launch via Comergence
- 03/31/23 - NOTICE #2023-11: MRB Rate Decrease
- 03/30/23 - NOTICE #2023-10: HFA Advantage Standalone Mortgage
- 03/29/23 - NOTICE #2023-9: MRB Rate Decrease
- 03/24/23 - NOTICE #2023-8: HFA1 Affordable Homeownership Program Toolkit
- 03/01/23 - NOTICE #2023-7: MRB Rate Decrease
- 02/24/23 - NOTICE #2023-6: Homeownership for Heroes
- 02/21/23 - NOTICE #2023-5: Third Party Origination (TPOs)
- 02/07/23 - NOTICE #2023-4: Form 1103 HFA Advantage Enhancements
- 02/01/23 - NOTICE #2023-3: Lender Compensation Change
- 02/01/23 - NOTICE #2023-2: Interest Rate Decrease-Mortgage Revenue Bond (MRB) Programs
- 01/06/23 - NOTICE #2023-1: EPD, Quality Control, Repurchase & Other Updates
Archive- OA Guide Revisions
Click here to see Revisions prior to current year
Archive- Memos
Click here to see Memos prior to current year
Miscellaneous Information for Originating Agents
- Recapture Tax Information
- Post Closing Procedures for Lenders
- VMLS-Servicing Information for New Loan
- Branch Location Change Form - Notify THDA of Branch Office Changes
Newsletter
Click here for most recent newsletter
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Need Help?
If you have any questions or need additional information, please contact SFask@thda.org by email or the Single Family help desk at 615-815-2100.
