Tennessee Housing Trust Fund (THTF)
The Tennessee Housing Trust Fund supports several initiatives:
- Capacity Building Program has been created to address a need of nonprofit housing development organizations across Tennessee to build their space capacity in order to undertake housing development and other related activities. This program will help these organizations to construct, acquire, and/or rehabilitate office or program delivery space.
- Competitive Grants are awarded to agencies on an annual basis to develop and/or preserve affordable rental housing for the elderly and those with special needs, including persons with mental, physical, or developmental disabilities; individuals recovering from substance addiction; victims of domestic violence; veterans with multiple needs; youth aging out of foster care; and formerly incarcerated individuals re-entering society. Eligible applicants are local communities, non-profit agencies, public housing authorities, development districts, and other departments of State government.
- Habitat for Humanity of Tennessee has been provided an annual allocation of funds since July 2014 to provide statewide Habitat affiliates with funding for the new construction of single family homes.
- The Emergency Repair Program allocates funds to make essential home repairs for elderly or disabled homeowners. The program is administered statewide by eight development districts and one human resource agency.
- The Home Modification and Ramp Program provides funding to construct ramps and make other home modifications to assist persons with disabilities gain better access to their homes. This program is administered statewide through United Cerebral Palsy of Middle Tennessee.
- Rebuild & Recover provides funds to assist eligible communities recover from a natural disaster. Grants are made to the city or county.
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2025 Affordable Housing Development Gap Subsidy Grant Program addresses the financial challenge that arises for Non-Profit Developers when the cost of developing new homes exceeds their appraised value, a common barrier in economically distressed communities. By bridging this development gap, the Program aims to promote homeownership, stabilize neighborhoods, and gradually improve property appraisal values.
For questions about the Tennessee Housing Trust Fund, the Challenge Grant Program, Capacity Building Program or the Competitive Grants Program, email THTF@thda.org
For questions about Habitat for Humanity, the Emergency Repair Program, the Home Modification and Ramp Program, or the Rebuild and Recover Program, email ERP@thda.org.
A history of the funding sources and outlays for the Tennessee Housing Trust Fund is available here.
