THDA Public Notice and Comment

Homeowner Assistance Fund Program - TNHAF

The Homeowners Assistance Fund was established under Section 3206 of The American Rescue Plan Act of 2021. The combined assistance provided under the HAF program is $9.9 billion to be administered to states, territories and tribal governments. Of that amount the state of Tennessee was allocated $168,239,035. With approval provided by the office of the Governor, the Tennessee Housing Development Agency (THDA) will administer the HAF funds to those eligible homeowners experiencing a financial hardship related to the Covid-19 pandemic.

The Tennessee Housing Development Agency (THDA) is a State agency that was established by the Tennessee General Assembly in 1973 (TCA 13-23-120). THDA is committed to the belief that housing is a basic human need that has profound impacts, both social and economic, on individuals and communities. Safe, sound, affordable housing is essential to a healthy household, educational achievement, successful employment, and the stability and safety of the neighborhood. THDA has a broad portfolio of housing assistance programs and continues to vigorously develop a network of industry and municipal partners for their delivery.

On April 14, 2021 the US Department of Treasury sent out the Homeowner Assistance Fund (HAF) Guidance. THDA staff will be following this guidance in preparing the HAF program proposal, the TNHAF Plan, to be submitted to the U.S. Department of Treasury for approval by August 21, 2021. The TNHAF plan will be made available to mitigate financial hardships associated with the coronavirus pandemic (Covid-19) to assist in preventing mortgage delinquencies, foreclosures, defaults and other related housing expenses. Eligibility will be determined based on the TNHAF Program Guidelines.

Upon approval by the U.S. Treasury of the TNHAF program plan, funds will be provided by the U.S. Treasury and the program will be open for applications. TNHAF homeowner application process will be provided through a digital platform accessible through desktops, laptops and hand held devices. If you are a homeowner that may need some assistance please visit to submit your email to be notified of the application start date.

Full Executive Summary

Full Executive Summary (En Español)